Travel & Health Insurance

Discover The Right
Travel Insurance

Trip Insurance

Why you need travel insurance?

If you’re heading to a tropical beach, cross-border shopping or traveling for your employer—your full provincial healthcare plan won’t cover you. That means, if you experience a medical emergency away from home, you’ll be left to arrange for care and pay for it too.

Seniors

Why travel insurance

Dreaming of relaxing on a tropical beach with your favourite book, taking the grand kids to Europe or driving your RV south to avoid the Canadian winter? Whatever your dreams, don’t let medical costs hold you back. Travel Insurance lets you plan your trip with confidence!

Visitors

What is the best travel insurance for visiting Canada?

Are you visiting family or friends, taking a once-in-a-lifetime vacation or waiting for your provincial healthcare plan to take effect? Whatever your situation, you’ll want to get travel insurance coverage before arriving in Canada.

Students

Do students need travel insurance to study in Canada?

Are you a student planning to study abroad? From Covid or a campus flu outbreak to a dental emergency, anything can happen. Getting sick or injured away from the comforts of home can be especially stressful, so you’ll want to know you’re taken care of.

Insurance for International Students Studying in Canada

Medical and dental treatments are expensive in Canada and international students often can’t get provincial healthcare. That means if you experience an emergency, you’ll be responsible to pay for any medical care costs while you’re here.

Insurance for Canadian Students Studying Abroad

Did you know that the full benefits of your provincial medical health plan will not fully cover you out of Canada. That means if you experience an emergency abroad, you could be stuck with costly medical bills. In fact, most schools require you to have a medical insurance plan before you begin your classes.

The student insurance plan meets travel insurance requirements for most types of visas. Even if your visa program or work/study abroad program doesn’t require student medical insurance, it’s important to have protection.

 

Expatriate

Do you need medical insurance to work abroad?

Many international workers are not covered by a corporate or group insurance plan. If you are an expatriate, regardless if you are living alone or with your family abroad, purchasing an international health insurance policy is a must.

International health insurance policies provide either worldwide or regional medical coverage. They can also include components of trip cancellation, evacuation services, and repatriation benefits should the need for any of these arise.

Emergency Medical Insurance

If you need to go to a clinic or hospital while away, you’ll be insured for doctor’s visits, medical services, ambulance and emergency air transportation (when pre-approved), prescriptions and more.

Pre-existing Condition Coverage

Already have a medical condition? You can still get coverage! We offer a simple Medical Health Questionnaire that will determine your rate, not your eligibility. Whether you’re taking medication for your blood pressure or have diabetes, we’ll help protect you when you travel.

Trip Cancellation & Trip Interruption

Life is full of surprises and so is travel! You can’t predict a natural disaster, job loss or the death of a family member or friend. When an unexpected event prevents you from traveling, Trip Cancellation & Trip Interruption reimburses travel costs if your trip is cancelled before you leave, or disrupted after it has begun.

Trip Interruption Insurance

Don’t foresee having to cancel your trip before you leave? Trip Interruption may be an option for you. It reimburses you if something happens after you’ve left on your trip.

Accidental Death & Dismemberment

Whether you’re travelling outside of your home province or abroad, accidents can happen. In the unfortunate event of your death or dismemberment, you’ll want to know your beneficiaries or estate are taken care of.

Non-Medical Package

Don’t need Emergency Medical insurance coverage? A Non-Medical package protects you for missed flights, lost baggage and more!

All Inclusive Package

Looking for a travel insurance plan that has it all? An All Inclusive Holiday Package is the one for you. You’ll be protected for medical emergencies while away, missed flights, lost or damaged baggage and more!

Optional Coverages

Sports & Activities

We’re helping travelers have better travel experiences; and knowing they’re covered for the activities they love is an important part of that. That’s what makes our travel insurance unique!

Cancel for Any Reason

Need flexibility when it comes to travel planning? Add Cancel for Any Reason to Trip Cancellation & Trip Interruption Insurance and you’ll get just that.

Baggage Insurance

Avoid getting caught with only the clothes on your back! No one wants to wear that gift shop shirt for a week until the bags arrive. With Baggage Insurance, you’ll be able to get the essential things you need, while on your trip.

Rental Car Protection

You want your rental car to be covered for damage or loss no matter where you’re headed. Rental Car Protection ensures a smooth road ahead.

Health Insurance

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Group Plans